Here’s a clear and compelling explanation of why you should buy travel insurance, especially when traveling internationally:
- Why You Should Buy Travel Insurance ??
1. Medical Emergencies Can Be Costly
If you get sick or injured overseas, medical bills can be extremely expensive. Travel insurance covers:
- Doctor or hospital visits
- Emergency surgery or treatment
- Medical evacuation back to your home country (can cost tens of thousands of dollars)
-> Example: A broken leg abroad could cost over $20,000 without insurance.
2. Trip Cancellations or Delays
If you have to cancel or cut short your trip due to illness, natural disasters, or family emergencies, insurance can reimburse:
- Flights
- Hotel bookings
- Tours or prepaid tickets
Example: A cancelled trip due to a cyclone could leave you with non-refundable costs — unless you're insured.
3. Lost or Stolen Belongings
Luggage can be lost or personal items stolen. Travel insurance can help cover:
- Lost baggage
- Stolen passports or personal electronics
- Emergency clothing or items while waiting for your bags
4. 24/7 Emergency Assistance
Most travel insurance policies include global hotlines that help with:
- Finding hospitals
- Translation services
- Legal or embassy support if you're in trouble
5. Peace of Mind
Travel insurance gives you confidence to enjoy your trip knowing you're protected against the unexpected. Whether it's a missed flight, natural disaster, or illness—you're covered.
Pro Tip: Buy It Early
Buy travel insurance at the time of booking so you're protected from day one.
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